Food Industry Services, Inc., (FIS) a wholly owned subsidiary of Retail Grocers Association, offers a full service money order program for our members. Our Money Order Member Program provides the member retailer with a cost effective, convenient, easy to use, system for selling money orders to your customers. RGA's Food Industry Services has over 40 years of experience in offering a complete money order program to our members. Most importantly, the processes and procedures focused on IRS regulations concerning AML and the Bank secrecy Act (BSA) compliance regulations have been enhanced with the new hardware and software introduced in early 2013. The Money Order Member Program has a list of great benefits to an RGA retailer. The benefits are:

• Provides a valuable, low cost service to your customers
• Increases store traffic
• Utilizes user friendly equipment
• Provides an In-house and experienced FIS staff support for member agents
• Simple fee structure includes all money order supplies, maintenance and customer support
• Most importantly, you receive IRS, BSA and AML compliance assistance and support

All fees are volume based and adjusted annually based on average weekly sales. A minimal annual maintenance fee covers all supplies, equipment maintenance and customer support.